Stabilized

Walkthrough
Upon arriving in Riften for the first time, the Dragonborn witnesses a little scene on the bridge leading to The Bee and Barb. A young man, Shadr, is being accosted by Sapphire regarding a debt. After she leaves, the Dragonborn can then ask Shadr about the exchange.

Apparently, the young stable hand had borrowed money from Sapphire to purchase a shipment of some sort which he planned to sell at a profit and then repay the debt. Unfortunately, the caravan carrying the shipment was attacked and Shadr now finds himself without goods to sell in addition to his debt. Sapphire has even more or less admitted to being behind the attack which leaves Shadr despairing at ever clearing the debt.

Help Shadr clear his debt with Sapphire
The Dragonborn can then offer to speak to Sapphire on the young man's behalf. If so, then the Dragonborn must either persuade Sapphire to forgive the debt or pay it. Alternatively, it is possible to conspire with Sapphire in exchange for part of debt money.

Return to Shadr
Once the matter is cleared up, the Dragonborn can return to Shadr, who is most likely back at the Riften Stables and receive a reward (unless having conspired with Sapphire).

Alles im Lot